1 day ago · Overall estimates put together by Industry Super Australia back in 2020-21 and seemingly matching the ATO’s figures show that each year, 2. auTrend towards single accounts. unclaimed super of members aged 65 years or older, non-member spouses and deceased members. Payment support (call-back line) – if we reach out to you to offer help, you can phone us back on this number. Australian Taxation Office Australian Taxation Office (ATO) Treasury. Australian Tax Office, 27 February 2023, ATO Super data: lost, unclaimed, multiple accounts and consolidations, accessed 28 February 2023. The super held by the ATO has been transferred from the fund providers because it meets a specific unclaimed superannuation money (USM) category. More information: Information in other languages. Please note, this is a limited search and only provides information on “lost super” or “ATO held super”. “That’s a lot of money. Jodie_ATO (Community Support) 28 Feb 2023. 4 billion were consolidated using ATO online via myGov. Australian Taxation Office PO Box 3006 PENRITH NSW 2740; We will then record the LPR and you as authorised contacts on the deceased person’s record. Either way, the payment is still considered a DASP and is subject to the relevant DASP tax rate. The ATO holds your money but it will only earn interest at a rate equivalent to the rate of inflation. 7 million lost and unclaimed super accounts worth $14 billion as of June 30. I have recently stopped paying into my Australian super fund. 4 billion in lost super savings is held by funds, while the ATO has about $5. Lost members register – protocol. I hit the withdraw button and the only eligibility question was, "do you have a terminal medical condition", I answered no. 4 billion in lost super. According to the ATO, as of February 2023, there was $16 billion in lost or unclaimed super logged with the tax office. A 65% tax will be deducted when you claim your superannuation. If this account is active. gov. gov. According to the Australian Taxation Office (ATO), Australians had just under $16 billion of lost or unclaimed superannuation. The ATO is also proactively working to find people who are entitled. If you’ve recently opened a new. PAYG withholding. gov. The 2 tables below show the total number of accounts and value of lost. a paper form. External Link. The SG rate increased to 11% on 1 July 2023. apply for it to be paid to you directly, if you have met all the eligibility requirements. Report as inappropriate;A super provider determines their USM on the unclaimed money day, and reports and pays by the scheduled statement day. 8:00 am to 6:00 pm. Superannuation funds are required to report and pay unclaimed super money to the ATO twice a year. Ben later claims the unclaimed money amount from the ATO. Services, support and obligations for super funds regulated by the Australian Prudential Regulation Authority (APRA). Quentin Jean Jacques Gomis. select Australian Taxation Office. Step 4: Report unpaid super. The terms and conditions of Australian Super Finder I authorise the designated registered tax agent to act as my tax agent solely for the purpose of searching for my superannuation records. 8 billion, according to fresh data released today by the Australian Taxation Office. The ATO is also proactively working to find people who are entitled to. Payment support (call-back line) – if we reach out to you to offer help, you can phone us back on this number. Mortgage . I consent to my details being collected and stored for the purpose of finding my lost super, and to being advised of my results. This means it ranks equally with employees' entitlements for wages and super contributions, as long as there. If you believe you may still have lost super, you can do a search for lost super. Over 65 years old: Funds transfer your super to the ATO if you're over 65, have had no contributions for 2 years and have been uncontactable for 5 years. Find lost super. It also means that any insurance you may have attached. You can search for your lost superannuation online using myGov, by phoning our lost super search line on 13 28 65 or by completing a paper form (NAT 2476). Key points. ATO-held super. Toowoomba and surrounds has 12,148 lost or unclaimed accounts at a value of almost $51 million, while Mackay and surrounds has a total of 10,903 accounts at a combined value of $50 million. gov. You can use your myGov account to search for your lost or unclaimed super, available at my. The supplier is the organisation who has lodged the Unclaimed superannuation money (USM) statement with the ATO. Provision of member information. All your super accounts including lost and ATO held super are displayed on ATO online services. This may happen if your other. The authorised LPR, or their nominated representative, can get a data package of the tax and super records we have for the deceased person. To find out if you have ATO-held super, use either: our online services. Data released by the Australian Taxation Office (ATO) for the financial year ending June 2020 shows that the Morrison Government’s reforms have had a big impact, reducing unclaimed super by $7 billion compared to 30 June 2019. I have recently stopped paying into my Australian super fund as I would like to switch to a better performing company. WHO CAN HAVE UNCLAIMED SUPER? Super funds are required to report and pay unclaimed super money to us twice a year. As at 30 June 2017, there are over 6. An inactive account refers to a balance lower than $6,000 and no contributions made to the super fund in 16 months - whether by an employer or yourself. visa holder status (if applicable) Using your Australian Taxation Office (ATO) online services through myGov, you can check your super, combine accounts and search for lost super. Monday to Friday. Check the latest data on super accounts that are lost or unclaimed and held by super funds or the ATO. Once you've created your MyGov account again you'll need to re-link the ATO. Our team will use the ATO portal to complete your free lost superannuation search for you. inactive low-balance accounts. Title – Australian Taxation Office Official Administered Receipts SuperStream Account. QC 23212. Download this form – Application for payment of ATO-held superannuation money (NAT 74880, PDF 261KB) This link will. make a payment arrangement for a debt that is less than $200,000. Latest. To claim your super, you will need to. Use this checklist to review the health of your super in 5 easy steps. The following are the unclaimed monies that we may hold on your behalf: n unclaimed super money – for a member 65 years old or older Super becomes ‘lost super’ when it is still held by the fund but the member is uncontactable or the account is inactive. External Link. tax file number (TFN) name. I consent to my details being collected and stored for the purpose of finding my lost super, and to being advised of my results. 1 billion since last. Alternatively, if you’re an AustralianSuper member and give the Fund consent to use your Tax File Number (TFN), we can help you track down your lost. Reply 0. In a statement on Friday, the ATO revealed more than 90,000 accounts have more than $600 million in unclaimed or lost super - and those were just the top 10 suburbs across the country - as at June 30 this year. The following information sets out how superannuation affects various insolvency administrations. You can also use this account to check, consolidate and keep track of your super online. Link it to the ATO. the member has been transferred to an eligible rollover fund or a successor fund as a lost member - update Account Phase and Account Status to closed; the member’s account has become unclaimed super money and was paid to the ATO or to a state or territory authority - update Account Phase and Account Status to closed. Apply to transfer ATO-held unclaimed super to New ZealandNew Zealand permanent residents and citizens can use this form to transfer ATO-held unclaimed super money. g. Reporting and administrative obligations Obligations for lost members, member. your total super balance, which is relevant to how some key superannuation rules apply. All your super accounts including lost and ATO held super are displayed on ATO online services. au form you can print and mail in asking for the ATO to search for any lost or unclaimed super. Australian Taxation Office PO Box 3578 ALBURY NSW 2640. Information in other languages. Be prepared to provide the following information upon request: your personal details. If you've already sent paperwork to us in regards to lost super, we'll be in contact with you to advise what super funds we've located for you and if we're holding any super on your behalf. This protocol document provides guidance to superannuation (super) providers in meeting their obligations under the Superannuation. If you don’t complete a Standard Choice form, your employer will need to check with the ATO to find your existing super account. Lost member accounts for USMUNPAID OR LOST SUPERANNUATION - As mentioned, I filled out the standard choice superannuation form prior to commencing employment, however, when it was provided to me, 'Section B: Employer to complete' WAS NOT completed by the employer so I did not know the details of my employer's nominated superannuation fund. Lost super search line. You can find out more about your super withdrawal options on the ATO website. The ATO maintains a register of reported lost members but the super fund still holds your money. If your West State Super account is transferred to the ATO, your account will be closed and you won't be able to open another one, even if you start working in the WA public sector again. Individuals and agents can complete a super search by phoning our automated super search line on 13 28 65. 8:00 am to 6:00 pm. Type "super clearing house" in the search box (up the top) and all the queries concerning employees not receiving their super will come up - it appears to be quite a frequent problem since last November. Lost super is when your fund has lost touch with you, or your account is inactive. From time to time, we may send you an SMS or email asking you to take specific action, such as: provide additional information we require to process a BAS or tax return you lodged. ATO information on guiding principles, legal terms, rules that apply to members, and efforts to contact members. You can check your super balances, find lost super, compare super products, choose a new super fund and transfer your super. If you have your tax file number (TFN) there's a very high likelihood we'll be able to locate your super accounts. Unclaimed superannuation money (USM) statement (NAT 71864, PDF, 353KB) Lost super means you had money with a super fund and they haven't been able to contact you or your account is inactive, so they've had to send your super to the ATO. You are required to assess the lost status of your members at least twice a year: on or after 31 December but before 30 April. Unclaimed super is money funds are required to transfer to the ATO twice a year. Find out more about how interest is paid. To find lost or unclaimed super, create a myGov account and link to the ATO. And it should be working as hard as you are towards retiring your way. Super funds currently hold $10. 4. – for both super fund and ATO-held super. small lost member accounts and inactive accounts of unidentifiable members. You can also ask your preferred super fund to conduct a search on your behalf. This page gives information about how you may use the information the ATO provides to you about your individual members. However, you cannot get the full amount of your superannuation back. 6 million Australians can look forward to an early Christmas present as the ATO reunites 1. 7 billion in lost super sitting in the coffers of the Australian Tax Office and South Australian Senator Nick Xenophon wants it distributedUnclaimed super money are amounts you are required to report and pay to the ATO under the Superannuation (Unclaimed Money and Lost Members) Act 1999 (SUMLMA). To transfer your super back to a super fund, phone our superannuation enquiries line on 13 10 20. Deputy commissioner Emma Rosenzweig has reminded Australians that lost super can be easily found. Find out more about managing a deceased estate. Super providers are required to report and pay super to the ATO once it reaches certain USM category requirements. If your TFN is lost or stolen. A super provider determines their USM on the unclaimed money day, and reports and pays by the scheduled statement day. To apply for your Departing Australia Super Payment (DASP) use the DASP. I consent to my details being collected and stored for the purpose of finding my lost super, and to being advised of my results. Our team will use the ATO portal to complete your free lost superannuation search for you. You may have super accounts you’ve forgotten about or don’t know about. Did you know there is around $16 billion in lost and unclaimed superannuation across Australia? The ATO recently indicated this is an increase of $2. Search for your lost super Apply for refund of GST credits Make a. Last updated 26 February 2023. 6 million super accounts and a further one million bank accounts. Use our Individuals self-help phone service to: track the progress of your tax return. So it can be easy to lose. 2 Productivity Commission 2018, Superannuation: Assessing Efficiency and Competitiveness, Report no. ATO Deputy Commissioner, Superannuation and Employer Obligations, Emma Rosenzweig, said despite the ATO working hard to reunite people with their retirement funds, $16 billion was still unclaimed. Other types of lost money. Hi. Give you the Results. Finally, I have found a pdf form (at this link: Searching for lost super | Australian Taxation Office (ato. You will find the provisions governing the reporting and payment to the ATO of unclaimed money for deceased members in Part 3 of the Superannuation (Unclaimed Money and Lost Members) Act 1999 (SUMLMA). When and how you can transfer or roll over your super to another fund, and how to consolidate multiple super accounts. You should be able to see details of a newly opened account soon after it opens, provided the super fund has reported it to us. The super withdrawal option you choose may affect how much tax you pay. your total super balance, which is relevant to how some key superannuation rules apply to you. If you have your tax file number (TFN). Go to the myGov website, log in or create an account, link your myGov account to the ATO and then select super. A few weeks after Maree's death, a letter from the ATO arrives at her address. You can view details of your super accounts including: super accounts you may have lost track of and any ATO-held super. On or after 1 July 1964, your preservation age is 60. It can be easy to lose track of super from past jobs. 5 percentage points could cost a typical full-time worker about 12 per cent of their balance, or $100,000, by the time. Calling the lost super search line. Subscriber Exclusive. au/superseeker n phone our self-help line on 13 28 65. Prior year tax return forms and schedules. Unclaimed super money are amounts you are required to report and pay to the ATO under the Superannuation (Unclaimed Money and Lost Members) Act 1999 (SUMLMA). For the purposes of this document an unclaimed member account in a fund is taken to be an unclaimed member account if on the unclaimed money day: Member aged 65 or olderSuper becomes ‘lost super’ when it is still held by the fund but the member is uncontactable or the account is inactive. It's relatively easy to get that money back if. Payment support (call-back line) – if we reach out to you to offer help, you can phone us back on this number. Superannuation and relationship breakdown. This document provide a copy of the Unclaimed money, extinct member and inactive low-balance account reporting obligations webinar held August 2019 and answers toward some gemeine. You can also contact the ATO on 13 10 20. It's easy to find your lost super with our online portal and add it to your QSuper Accumulation account. Super from your employer. ATO-held super is super money we hold for you. small lost member accounts and inactive accounts of unidentifiable members. If you think you have lost super and can't see it on ATO online, we may not have all your details. Chant West Super Fund Fee Survey March 2023. As these accounts arent superannuation funds, ATO held super isnt subject to monthly fees and charges either. New data from the ATO indicates there is currently $16 billion in lost and unclaimed super across Australia. There is over $20 billion worth of lost superannuation in Australia [1], as at 30 June 2019. You will have to complete a web-based form around the ATO website. If you have your tax file number on hand, you can ring the ATO’s lost super search line on 13 28 65 and they will be able to help you. On this page:Lost super accounts with balances of $4000 or less will be handed over to the ATO on December 31. PAYG payment summaries. You can also use ATO online services to consolidate your super accounts and find any accounts you've lost touch with, including unclaimed super that has been transferred to us. Lost super is when your fund has lost touch with you, or your account is inactive. If you're not to check virtual for lost super, thee can: phone the ATO’s automated super search line on 13 28 65, or; complete the PDF form Searching for lost and unclaimed great and post it to: Australian Taxes Your PO Box 3578 Albury NSW 2640Division 293 tax. +61 3 9268 8332. 6 billion on hand. Once you've done this, you. Chant West Super Fund Fee Survey March 2023. Some of that money might be yours. Log on to ATO online services through myGov External Link. Six months after the money has been transferred to the ATO the member contacts the fund claiming financial hardship. The ‘unclaimed money’ which ASIC administers is money in bank accounts and life insurance policies which has not been touched or claimed for a certain amount of time. For your unclaimed super, lost member, inactive low-balance accounts and former temporary residents you must report to us twice a year, on 31 October and 30 April. 4 billion dollars in lost super. the most recent 30 June balances reported by your super funds. You can use this application to transfer your ATO-held unclaimed super money (USM) to either your: KiwiSaver scheme provider, or. Services and support Services and support provides links to resources and information to support large superannuation funds. Problems paying your bills Understand your options. It can happen when you move house, or change jobs, or if your super fund doesn’t have your correct contact details. Regulations 6. 9 million. Timespool. Employers can sometimes automatically join new employees to a default super fund when they first start. they have not been able to contact you 2. As well as lost super, you may have unclaimed (ATO-held super) super, which is super that funds have transferred to us. 1 billion since last financial year,” Rosenzweig said at the Conference of Major. You determine your unclaimed super, lost member and inactive low-balance accounts as at the end of the unclaimed money day. By using ATO online services, you can keep track of your super. 3 min read Australians have $16 billion worth of lost and unclaimed super, prompting a push from the Australian Tax Office (ATO) for everyone to check their accounts to see if they can claim any lost money. The law. Unclaimed super is when your fund transfers lost super to us. “From November 1 onwards, around 2. If you do so, the ATO says you will need to be ready to provide some or all of the following personal information on request: your personal details tax file number (TFN) name unclaimed super of members aged 65 years or older, non-member spouses and deceased members. Urgent help with money If you’re struggling or in crisis. Looking for your lost super? Search for your lost superannuation through the Australian Taxation Office. Claiming your super is free. It can be easy to lose track of super from past jobs. Your super fund will report you as a lost member if: nthey have not been able to contact you. your employer's details – including their Australian business number (ABN). About $10. Keeping track of your super and Searching for lost super, will also provide you with further helpful information. Use of this service is restricted to trustees of super funds and can be used for: beneficiaries (members) of the fund. Changing jobs Take your QSuper account with you when you change jobs by giving your new employer your QSuper details. Between 1 July 1963 and 30 June 1964, your preservation age is 59. Mortgage . 2 min read. Having multiple super accounts could mean you are paying unnecessary fees and charges. On 14 September 2023, the ATO updated the ‘Unclaimed super money and lost member reporting due’ webpage to remind entities that unclaimed superannuation and lost member reporting needs to be lodged by 31 October 2023. Print or Download. The terms and conditions of Australian Super Finder I authorise the designated registered tax agent to act as my tax agent solely for the purpose of searching for my superannuation records. The Australian Taxation Office has released its latest data on lost and unclaimed super, revealing a whopping $11. In Cairns and surrounding regions, the ATO research shows 13,783 lost or unclaimed super. To do so, you'll need to provide the following documents: a copy of the deceased person's death certificate. Under APRA guidance, a member can be permanently excluded from becoming a lost member if they: are a member of an SMSF. The ATO reported that at 30 June 2017, there was a total of over 6. the most recent 30 June balances reported by your super funds. ATO-held super refers to the money in super that (the ATO) holds for you. 1 billion. visa holder status (if applicable) ATO-held super includes amounts paid by employers, super funds and the government. phone number link: it's at the bottom of the page Technical support | Australian Taxation Office (ato. 4 billion in lost super. GabbyATO (Community Support) 28 Oct 2022. According to the ATO, super funds currently hold $10. "All lost member accounts with balances of $6,000 or less are. 9 million Australian. Lodge super guarantee charge statement. Grant of probate. Treasury Laws Amendment (2021 Measures No. From the top. Lost super is money held by super funds where the member is either: uncontactable – the fund has lost contact with the member and the account hasn’t received a contribution or rollover for 12 months. gov. tax that has been withheld. The ATO website is getting a refresh soon. Find lost super. ATO held super can come about for quite a few reasons outlined here, and super funds must report and pay lost super in certain circumstances. Be prepared to provide the following information upon request: your personal details. Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). You determine your unclaimed super, lost member and inactive low-balance accounts as at the end of the unclaimed money day. If you’ve ever changed your name or job, the chances are that you may have some super that you’ve forgotten ever existed. The ATO has revealed which areas have the highest amount of lost super, the Queensland postcode of 4740 covering Mackay and surrounding suburbs topping the list at $49 million. Superannuation and relationship breakdown. Completing the paper application. Log on to ATO online services through myGov External Link. If they don't, ask if they have transferred any of your super to the ATO. Zach has Maree's financial records, but the information is incomplete. 6 billion in super, an increase of $1. While the funds are considered ‘lost’, the value of the superannuation account might decrease. To claim your super, you will have to go to the ATO website. Give you the Results. The ATO then displays all superannuation accounts reported for the previous two years by superannuation funds that are matched to a Tax File Number on the myGov ATO individual superannuation portal. You are required to assess the lost status of your members at least twice a year: on or after 31 December but before 30 April. date of birth. You can then find and consolidate your super. Instructions. If you are eligible to apply for ATO-held super but can't apply via our online services, complete the paper application and return it to us. Unclaimed super money are amounts you are required to report and pay to the ATO under the Superannuation (Unclaimed Money and Lost Members) Act 1999 (SUMLMA). Here are three ways you can search for lost super. The terms and conditions of Australian Super Finder I authorise the designated registered tax agent to act as my tax agent solely for the purpose of searching for my superannuation records. Figures are based on member data reported by funds to ATO for the year ending 30 June 2022. Where ATO. That total represents an increase of $1. The ATO may also transfer your super money into a super account held in your name. your account was transferred from another fund as a lost member account and no new address has been. super calculated on salary and wages (including any overtime) any choice liability, based on the shortfall and capped at $500. 3 million lost and ATO-held accounts with a total value of just under $18 billion lost superannuation moneys. Hi @rkramers,. QC 23846. inactive – an account hasn’t received a contribution or rollover in 5 years. New Zealand financial institution (if you're 65 years or older or the amount is less than $200). 1 billion since last financial year and is urging Australians to check their account to see if some of the money is theirs. Steps to take: Check the deceased’s records, the ATO Lost Super Register and the last employer for all their super funds. The following are the unclaimed monies that we may hold on your behalf: unclaimed super money for a member 65 years old or olderWe would like to show you a description here but the site won’t allow us. The impact of that lost super compounds by the time they retire. Use ATO online services to keep track of your super, including accounts you may have forgotten or lost touch with. ATO – Unclaimed super and lost member reporting and payments due by 31 October 2023. This includes amounts paid on your behalf by: employers. Searching for lost and unclaimed super WHEN COMPLETING THIS FORM You can complete this form electronically or with a pen. Also, he knows that Maree's estate will continue to receive income from the shares and rental property. they have not received any contributions or rollover amounts for you in the last five years 3. Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). We'll search the ATO and other super funds to find all of your super accounts, including any unclaimed super. unclaimed super and you want to apply for payment. It's easy to find your lost super with our online portal and add it to your QSuper Accumulation account. Generally, super will be transferred to us from providers in these cases: unclaimed super of members 65 years or older, non-member spouses and deceased members; super of former temporary residents who have left Australia for 6 months or. inactive low-balance accounts. How your super is affected if your marriage or relationship breaks down. Thanks, NicM. Interest is paid on unclaimed money, calculated from 1 July 2013. by phoning our lost super search line. Survey compares administration fees and costs for MySuper products for a $50,000 balance. The Unclaimed superannuation money (USM) statement paper form is for super providers with reporting and payment obligations under the Superannuation (Unclaimed Money and Lost Members) Act 1999 (SUMLMA) and for funds reporting New Zealand sourced USM amounts. Before doing so,1. Senior Consultant. Application for payment of ATO-held superannuation moneyHow to apply for super held by the ATO online or by using the paper application form (NAT 74880). This protocol document provides guidance to superannuation (super) providers in meeting their obligations under the Superannuation. Select "Super". 8 billion in Australians’ hard earned wages is waiting to be claimed, in the form of lost and unclaimed superannuation. So that you will need to claim your super with the ATO website. 3 million lost and ATO-held accounts with a total value of just under $18 billion lost superannuation moneys. Adding to this, the recent reforms set out in the Treasury Laws Amendment (Protecting Your Superannuation Package) Act 2019 led to 537,000 inactive low-balance accounts being transferred to the ATO. . date of birth. Suchen Superannuation. 3. If we can't match super to an individual, it's held by us as 'unmatched' super until we receive more information. External Link. we have been writing to the ATO by mail and also to an email address provided by the ATO namely lostmembersregister-usm @ato. If you've confirmed your super hasn't been paid correctly and completed all of the checks in the above steps, you can report your employer using our online tool. If so, contact any previous super funds to see if they hold super for you. Masters Degree in Account. Find, recover and consolidate lost super. of unclaimed super money – individual. If a death benefit is paid to someone who is not a. It includes super funds regulated by the Australian Taxation Office (ATO) and the Australian Prudential Regulation Authority (APRA) . sign in to myGov External Link; select Australian Taxation Office; select Super, then Fund. 4 billion in lost super savings is held by funds, while the ATO has about $5. retrieve your existing tax file number. Unclaimed Super Unclaimed super member account. for an unclaimed money day being 30 June of any. g. 3 million lost and ATO-held super accounts with a total value of almost $18 billion. . Book a Calls. search for your lost super. The 2 tables below show the total. Lost super (fund-held) Lost super is money held by super funds where the member is either: uncontactable – the fund has lost contact with the member and the account hasn’t received a contribution or rollover for 12 months. Income tax returns. We will be in contact within 1-2 business days to deliver the results. 91, Canberra. This will allows you to see details of all your super accounts, including any you’ve lost or forgotten about and find any ATO-held super – this is held on your behalf when you super fund, your employer or the government can’t find an account to deposit your super into. Unclaimed super can be the super of: Fund members aged over 65; Non-member spouses; Deceased members; Former temporary residents. transfer this money back to an Australian super fund. How super contributions and withdrawals are taxed. If your relative is unable to search for their lost super using our online services (via myGov), they can search for their super by calling us on 13 10 20, 8:00am-6:00pm, Monday to Friday. 8 billion of lost or unclaimed superannuation in Australia – and some of it could be yours. Survey compares administration fees and costs for MySuper products for a $50,000 balance. We pay it and any interest owing from ATO-held super without tax as it has been reported as unclaimed tax-free. Where the trustee transfers your benefits, you should direct any request for payment to: Unclaimed Super Money Australian Taxation Office. gov. It also means that any insurance you may have attached. 6 billion on hand. If a letter from us asks your client to phone. tax file number (TFN) name. they joined as a standard employer-sponsored member (applies to funds only). ATO online services through myGov provides details of your super accounts. About $10. What else you can do. ATO figures show there's about $16 billion—that's around 700,000 accounts—in lost super. Unclaimed super generally means you're allowed to withdraw a super benefit but you haven't done that, and your fund hasn't been able to contact you. The ATO then looks for an alternative existing fund link, and if none can be found, holds. gov. retirement savings accounts (RSA) the government. They try online to do that,again ATO was not able to rich.